Savings Accounts

Grow Your Savings With Confidence

Whether you are building a rainy-day fund, planning for a house deposit or saving for something special, our range of savings accounts helps your money work harder.

FSCS Protected Competitive Rates Open in 5 Minutes
Savings Portfolio
ABC Easy Saver
£24,580.42
•••• •••• •••• 4829
Current Rate
4.25% AER
Interest MTD
+£72.18
Monthly Deposit
Today · From Current
+£500
Interest Added
1st of month
+£72.18
Our Savings Range

Choose the account that fits your goals

From instant access to fixed-term bonds, we have a savings account designed for every type of saver and every financial ambition.

Instant Access

Easy Saver

Save and withdraw whenever you need
4.25% AER variable Min: £1
  • Open with just £1
  • Unlimited withdrawals
  • Interest paid monthly
  • Manage via app or online
Regular Savings

Regular Saver

Build habits with monthly deposits
5.10% AER fixed Min: £25/month
  • Fixed term 12 months
  • Save £25 – £500 monthly
  • Higher rate for regular deposits
  • Bonus on completion
Notice Account

95-Day Notice

Earn more with a short notice period
4.75% AER variable Min: £500
  • 95 days notice to withdraw
  • Unlimited notice requests
  • Higher rate than easy access
  • Flexible deposit amounts
Fixed Bond

1-Year Fixed Bond

Lock in a guaranteed rate
4.95% AER fixed Min: £500
  • Rate fixed for 12 months
  • Interest paid monthly or annually
  • No withdrawals during term
  • FSCS protected up to £85,000
Top Rate

2-Year Fixed Bond

Our highest rate for committed savers
5.20% AER fixed Min: £500
  • Rate fixed for 24 months
  • Interest paid monthly or annually
  • No withdrawals during term
  • Guaranteed returns
Rate Comparison

Compare our savings rates at a glance

Find the right product for your savings horizon — all our key features side by side.

Rates shown are indicative. Actual rates confirmed at application. Terms and eligibility criteria apply.

Your Money Is Protected

Eligible deposits up to £85,000 protected

Your eligible deposits with ABC Bank Plc are protected up to a total of £85,000 by the UK's deposit protection scheme. This limit applies per person, per banking licence — so most customers can rest assured their savings are safeguarded.

  • Protection applies automatically to eligible accounts
  • Covers deposits held in current, savings and deposit accounts
  • Joint accounts are each protected up to the applicable limit
Savings Tips

Simple habits to grow your savings faster

Four practical steps to help you make the most of your savings journey.

Set a clear goal

Decide what you are saving for — a holiday, emergency fund or house deposit. A specific target makes it easier to stay motivated and track progress.

Pay yourself first

Set up an automatic transfer on payday. Even a small regular amount soon adds up, and you will quickly get used to the new balance.

Ladder your bonds

Split larger sums across bonds maturing at different times. That way you always have access to some funds while still locking in good rates.

Keep it separate

Keep your savings in a separate account from your everyday spending. You will be less tempted to dip into it and it is easier to watch it grow.

Frequently Asked

Questions about our savings accounts

Everything you need to know before you start saving with us.

Most customers can open a savings account online in around 5 minutes using a smartphone or computer. You will need your ID and a few personal details. Once approved, you can start saving straight away.

No, there are no monthly or annual fees on any of our savings accounts. You can manage everything free of charge through our app, online banking or by phone.

Interest is calculated daily on your cleared balance and paid either monthly or annually depending on your account choice. You can choose to have interest added to your account to compound, or paid out to another account.

Yes, you can hold multiple savings accounts with us. Many customers use a combination — for example an Easy Saver for emergencies and a Fixed Bond for longer-term goals.
Start Saving Today

Ready to watch your money grow?

Open a savings account in minutes from your phone. No branch visit, no paperwork, just great rates and a bank you can trust.