Accounts built for growing businesses
From ambitious startups to established enterprises, our business current accounts give you the tools, support and financial foundation your company needs to thrive.
Three tiers, one commitment — your success
Choose the account built for where your business is today, with the confidence you can upgrade as you grow.
Startup
- Ideal for sole traders and new limited companies
- Free UK Faster Payments and Direct Debits
- Up to 200 free transactions per month
- Integrated invoicing tools
- VAT-ready reporting
- Mobile & online banking
- Debit card for business spending
- No dedicated relationship manager
Growth
- Everything in Startup, plus more
- Up to 500 free transactions per month
- Free card acceptance (up to £10k monthly)
- Automated VAT submission
- Payroll integration options
- Multiple user roles & permissions
- Access to business lending panel
- Priority UK support team
Corporate
- Unlimited transactions every month
- Dedicated Relationship Manager
- Structured finance & lending specialists
- Foreign exchange & multi-currency
- Treasury & cash management
- Escrow & client account options
- Board & finance director support
- Bespoke integration & API access
Everything you need to run business finances
Built-in tools and integrations that save you time so you can focus on running your business.
Invoicing
Create, send and track professional invoices in seconds. Set up recurring invoices, automated reminders and see exactly who has paid and who hasn't.
VAT Tools
Stay on top of VAT with automatic categorisation, ready-to-file returns and one-click submission. Perfect for making tax digital compliant businesses.
Card Acceptance
Take payments in person, online or over the phone. Competitive transaction rates, next-day settlement and a full suite of point-of-sale options.
Accounting Integrations
Connect seamlessly with the accounting software your team already uses — including Xero, QuickBooks, Sage and FreeAgent.
More than just a bank account
A suite of practical extras to help you manage and grow your business with confidence.
Expense Management
Capture receipts on the go, categorise spending automatically, and produce expense reports in one click.
Find out moreCashflow Forecasting
See exactly what money is coming in and going out. Projections help you plan for the months ahead.
Find out moreTeam Expense Cards
Issue physical or virtual cards to employees with individual limits and real-time tracking of every purchase.
Find out moreInternational Payments
Pay suppliers overseas and receive foreign currency payments with competitive exchange rates and transparent fees.
Find out moreBusiness experts, on your side when it matters
Running a business is hard enough without having to worry about banking. That is why every business customer gets access to our UK-based business support team — real people who understand the realities of running a company.
Business Banking Experts
Team with decades of combined UK business experience
Same-Day Decisions
Account opening & lending decisions typically same day
Lending Specialists
Business loans, overdrafts & asset finance advisors
Growth Guidance
Practical insights and introductions to our partner network
Give your business the bank account it deserves
Open a business account in minutes from your phone. Our team will handle everything so you can get back to building your business.