Personal Banking

Personal banking built around your life.

From everyday current accounts to long-term savings, flexible lending and great value cards — we have the products to help you manage your money, your way.

Four Ways We Help

All of life's finances, in one place.

Manage your daily spending, grow your savings, borrow flexibly, and protect what matters.

Everyday

Current accounts, payments and debit cards for your day-to-day spending.

Save

Easy-access, notice and fixed-term savings products with competitive rates.

Borrow

Personal loans, mortgages and credit cards with transparent, fair pricing.

Protect

Secure banking, card controls and UK-based support whenever you need help.

Products

Explore our personal banking range.

Clear, straightforward products with transparent fees, honest rates and no hidden small print.

ABC Current Account

Everyday banking with no monthly fee, contactless debit card and mobile app.

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Easy Saver

Flexible, instant-access savings with a competitive variable rate.

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Personal Loans

Borrow £1,000–£50,000 with fixed monthly repayments from 1–7 years.

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Mortgages

First-time buyer, remortgage and home mover options from a UK high-street lender.

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Debit Cards

Contactless debit card with Apple Pay, Google Pay and worldwide acceptance.

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Credit Cards

Reward, balance transfer and purchase credit card options to suit your needs.

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Account Comparison

Choose the account tier that's right for you.

Compare our three main current account tiers side-by-side and pick the one that best fits your lifestyle.

Free

£0 per month
  • Standard contactless debit card
  • Mobile & online banking
  • Fee-free UK direct debits
  • UK call centre support
  • FSCS eligible deposits
  • Apple Pay & Google Pay
  • Dedicated relationship manager
  • Travel insurance
  • Interest-free arranged overdraft
  • Exclusive rewards
Open Free Account
Most Popular

Premium

£14 per month
  • Everything in Free
  • Worldwide travel insurance
  • Up to £500 interest-free overdraft
  • Reward points on card spend
  • Dedicated phone support line
  • Exclusive savings rates
  • Dedicated relationship manager
Open Premium Account

Exclusive

£28 per month
  • Everything in Premium
  • Dedicated personal manager
  • Higher interest savings booster
  • Airport lounge access
  • Extended purchase protection
  • Preferential loan & mortgage rates
Open Exclusive Account
Why ABC Personal

Everything you need, nothing you don't.

Thousands of customers trust us with their personal banking every day because we keep things simple, fair and convenient.

Open an account
Open a current account online in under 5 minutes
Bank anywhere, anytime on our 5-star rated mobile app
Bank-grade security with 24/7 fraud monitoring
Instant UK payments 24 hours a day, 7 days a week
Paperless statements and secure digital document vault
UK-based customer support teams, 24 hours a day
Over 180 high-street branches across the UK
Fee-free debit card spending in the European Economic Area

Ready to start personal banking with ABC?

Open a current account online in under 5 minutes, or log in if you're already an ABC Bank customer.