Business lending that keeps your company moving
Flexible finance options for sole traders, partnerships and limited companies. From short-term working capital to long-term growth investment.
Finance options for every business need
Whether you are investing in equipment, managing cashflow or planning long-term expansion, we have a product designed for the way your business works.
Fixed monthly repayments for clear budgeting
- Ideal for expansion, equipment or acquisitions
- Fixed monthly repayments to help you budget
- Flexible security options including asset-backed
- Fast decision when your full application is complete
Flexible working capital, drawdown on demand
- Perfect for smoothing seasonal cashflow
- Draw down and repay funds as and when you need
- Flexibility to match your trading cycle
- Fast access to funds once your facility is in place
Fund the tools and assets that drive growth
- Fund vehicles, machinery, IT and plant
- Hire purchase, leasing and refinance options
- Preserve working capital for other uses
- Structured to match your cash generation
Finance for premises, property and portfolios
- Owner-occupied and investment properties
- Terms tailored to your business plan
- Dedicated relationship support throughout
- Professional introducers welcome
Access to government-supported lending
From time to time, government-backed lending initiatives are available to help qualifying UK businesses access the finance they need.
Our specialist business team stays up to date with the latest schemes and can help you understand whether a supported lending option is suitable for your circumstances. Availability and eligibility rules depend on the specific scheme in place at the time of application.
Industry-specific expertise
- Decisions from our experienced underwriters — not algorithms alone
- Flexible security tailored to your business
- Transparent pricing with no upfront charges
Our 5-step business lending process
A clear, straightforward journey with a dedicated point of contact from your first enquiry through to drawdown and beyond.
Initial discussion
Tell us about your business, your goals and how much finance you are looking for. Our team will outline the likely options and next steps.
Submit information
You submit your business financials — typically accounts, bank statements and details of any security you can offer. We will confirm exactly what we need.
Assessment & decision
Our experienced business underwriters review your application and carry out their assessment. We will stay in touch throughout.
Offer & documentation
If approved, you receive a formal offer letter with the agreed terms, facility letter and security documents to review and sign.
Drawdown & support
Once signed and any legal work completed, the funds are released to your business account. Your relationship point of contact stays with you.
How we have helped businesses like yours
Scaling a family bakery into a multi-site operation
"We had the recipes, the loyal wholesale customers and a long-held plan to open our own retail units — but we needed working capital and equipment funding to turn the plan into reality. ABC Bank's business team sat with us, really listened to our story, and built a facility that matched both our expansion timeline and our seasonal cashflow. Twelve months on, we have two high street stores, ten new team members and a supplier order book that has doubled. We could not have done it without their patience and flexibility."
Ready to explore finance for your business?
Tell us about your plans and a member of our specialist business lending team will be in touch to talk through the options that fit your company.
Illustrative case study showing what a typical customer experience might look like. Your own outcome will depend on the specific circumstances of your business, the amount you wish to borrow, your chosen product, and any security you can provide.