A current account that works for you
Everyday banking built around your life. Fast payments, clever budgeting tools, 24/7 support and the flexibility to manage everything from your pocket.
Switch to us and we'll reward you with £200
Move your current account to ABC Bank using the Current Account Switch Service and you could receive a £200 switching bonus once your switch completes.
Offer eligibility and qualifying criteria apply. Terms and conditions available on application.
Features that make everyday banking effortless
From instant payments to smart insights — everything the modern current account should be.
Faster Payments
Send and receive money almost instantly 24/7, 365 days a year. Move money between accounts, pay friends or settle bills in seconds.
Direct Debits & Standing Orders
Set up regular payments with ease. Change, cancel or view all your Direct Debits in one place from our app.
Apple Pay & Google Pay
Add your card to your phone or watch. Pay securely in shops, online and in apps without ever reaching for your wallet.
Overdraft Eligibility
See whether you may be eligible for an arranged overdraft before you apply. Use our in-app eligibility checker with no impact on your credit score.
In-App Budgeting
Smart categorisation automatically splits your spending by category. Set budgets, track subscriptions and see where every pound goes.
24/7 UK Support
Whatever the question, whenever it arises, our UK-based customer team is on hand day and night to help you out.
Standard vs Premium — which is right for you?
Whether you want straightforward everyday banking or a premium account packed with benefits, we have an option for everyone.
Standard Current Account
- Full UK bank account with sort code and account number
- Contactless debit card with Apple & Google Pay
- Faster Payments, Direct Debits & Standing Orders
- In-app budgeting and spending insights
- 24/7 UK-based customer support
- Mobile cheque deposits via the app
- Access to arranged overdraft (eligible customers)
- No premium travel insurance included
- No reward points
Premium Current Account
- Everything in Standard, plus premium perks
- Worldwide travel insurance for you and family
- Reward points on every eligible purchase
- UK & European airport lounge access
- Dedicated relationship manager
- Mobile phone & gadget cover
- Preferential rates on loans, savings & mortgages
- Cashback on selected household bills
- No fees on spending abroad
Switching guarantee support
Our team will help you every step of the way.
Switching your current account has never been easier
Moving banks might feel daunting, but with the Current Account Switch Service and our expert team by your side, it really couldn't be simpler. We handle all the hard work so you can sit back and enjoy the benefits of your new ABC Bank account.
Joint accounts
Share a current account with someone you trust. Perfect for couples, household bills or shared financial goals.
- Two account holders, one shared account
- Each holder gets their own debit card
- Manage permissions and limits individually
- Great for managing household finances together
Who can apply?
Opening a current account with us is straightforward. Here's what you need to get started today.
UK resident
You must be a UK resident with a permanent UK address to apply.
Aged 18 or over
You must be at least 18 years old to open a current account.
Proof of identity
A valid photo ID (passport, driving licence or national ID card) and proof of address.
UK mobile number
A UK mobile number so we can verify your account and send security codes.
Ready to take your everyday banking up a level?
Apply in around 5 minutes from your phone. We'll take care of the rest and your new account will be up and running before you know it.